The budget advice you need for 2022, based on your zodiac sign

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Thanks to the cosmos, I can tell you that 2022 will be a major career year for every zodiac sign. And with big career moves, there are more opportunities for even bigger money moves. Since astrology can tell you your purpose in life, show you how to achieve your dreams and be successful in your career, you should also allow it to be a valuable tool when it comes to financial planning this year. If you’re looking for cosmic financial help, here’s the budget advice you need for 2022, based on your zodiac sign.

Money is more than a number in your bank account. In astrology, money has everything to do with your values, your self-esteem, and the level of abundance you accept in your life. Instead of obsessing over stocks, rates, and savings, remember that whatever you decide to showcase will always be worth its weight in gold. However, we still live in a society, and having enough money to not only survive but also *thrive* is crucial to your sense of well-being. As you become a responsible, empowered human being, you realize that managing your money is not a skill you were born with, but a skill that you can learn.

Each zodiac sign has a set of strengths and weaknesses that can make or break the bank. If you harness your natural power while staying aware of your blind spots, you can make things happen. And if you want to accumulate more wealth, here’s a budget tip your zodiac sign will appreciate:

These financial budgeting tips are meant as light informational guidelines. For professional advice, consult a financial advisor.

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Aries: Make Your Credit Score a Top Priority

You love to play games and if you are driven by a specific goal, you can accomplish anything. Start building your credit score as soon as possible and let the improving numbers be your motivator. When you have an impeccable credit score, you will be among the first to be approved for loans and this can reduce insurance rates down the line. You can even access awesome credit card perks when your score is high that you’ll *love* to take advantage of.

Taurus: Set up a spending “buffer zone”

You’re a luxurious zodiac sign who loves beautiful, material things (and there’s nothing wrong with that). You deserve to splurge once in a while, but when you do, be sure to set a limit. You might even benefit from setting up a “buffer zone” after making many purchases at once. During this time, you can take a break from spending and appreciate all that your hard-earned money has brought into your life.

Gemini: Calculate the Cost of Your Time and Learn How to Negotiate

You’re a natural multi-tasker, which is why you practically invented the side hustle. However, you are also a little dizzy, and if you calculate exactly how much money you earn per hour, it will inspire you to complete tasks more efficiently and make the most of your time. When negotiating a salary, use your expert-level communication skills. If you think your job is worth more than the offer, use your charisma to ask for more.

Cancer: Sell second-hand items and adopt DIY projects

Because you’re so sentimental, you might tend to hoard more items than you know what to do with. Chances are you’re holding onto some gems that could be worth a hefty sum, so don’t underestimate the amount of money you can make selling second-hand items online and even hosting garage sales. . Not only are you an entrepreneur, but you’re also resourceful, which means you should look into DIY options that help you avoid unnecessary purchases.

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Leo: Remember, “Expensive” Doesn’t Always Mean “Better”

You are a confident zodiac sign and you know you deserve the best. However, you might tend to use your money in ways that seem flashy rather than practical. Pay attention to marketing techniques that convince you to spend more when you don’t need to. When managing your money, keep in mind that quality isn’t always reflected in price. You could quite possibly get a lot more bang for your buck once you take the glamor out of the equation.

Virgo: Track your spending and follow the 50/30/20 rule

You are a detail-oriented zodiac sign that leaves nothing to chance. Track your daily expenses because you’re good at bookkeeping. Work out the logistics of your monthly budget using a journal, Excel sheet, or even a financial planning app. You would also benefit from following the 50/30/20 rule to organize your finances: reserve 50% of your income for your needs, 30% for your wants and 20% for your savings and debts.

Libra: work with a financial advisor and accept mentorship

You’re a people person, which means asking for advice and discussing financial opportunities with people you trust, or even following financial experts on social media, will benefit you greatly. If you’re ready to take your finances seriously, talk to someone who knows a lot about money and accept mentorship from others. You might even want to invest in a financial advisor or accountant who can show you how to manage and improve your budget. People *want* to help you, so give them a chance.

Scorpio: invest your money in stocks and solid insurance

When it comes to making investments, no one is luckier than you. If you’re willing to invest your money in NFTs, stocks, bonds, or mutual funds, you’ll find that your money multiplies when you’re not looking. You’ll also feel more confident about your finances if you know you have support on rainy days. Don’t underestimate the difference it makes when investing in the level of insurance that will protect your level of risk.

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Sagittarius: Take Financial Planning Classes and Prioritize Your 401(k)

You thrive in an educational environment where you can learn from someone, take notes, and cook up brilliant financial plans. You might want to enroll in a financial planning course or just check out some YouTube channels and podcasts that address your money concerns. And because you’re such an adventurer, building a solid 401(k) is a must. You want to have plenty of money for retirement so you can travel the world on your own.

Capricorn: Start an LLC and take advantage of tax deductions

You’re the most ambitious sign in the entire zodiac, and if you haven’t already started a business, you might want to consider starting your own LLC. It can be as simple as becoming a freelancer or independent contractor. And if you earn $400 or more a year, you can deduct work-related purchases, including tuition, office supplies, and electronics, from your taxes. Just be sure to read the fine print and/or work with an accountant.

Aquarius: Crowdsource your financial goals

You have the power of people on your side and your finances are always as strong as your network. With your social outreach skills, you could make a lot of money funding your big ideas, like with Patreon. You will also benefit from joining local self-help groups that can help you when money is tight and allow you to give back when you can. Pro tip: Don’t bite off more than you can chew, as your generosity can make you more likely to rack up debt.

Pisces: Creating Passive Income Streams

Your naturally dreamy and witty disposition can keep you from focusing on the pros and cons of your finances. That’s why you could benefit so much from creating passive income streams where money continually flows in, even when you’re not working. You can do this by selling photographs online, designing t-shirts, renting your car, or investing in dividend-paying stocks that can earn you residual income over time.

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